Welcome to Mirastar, formerly Santa Clara County FCU
Your financial journey begins here.

Celebrating 75 Years. 75 Years Strong.
Our 75th Anniversary Gift to You. Invest in a 7-month Diamond Certificate and earn up to 4.35% APY.*
Limited-time offer. Ends October 31, 2025.

Lower Your Rate with Mirastar's Visa Platinum Credit Cards.*
Get a great, low rate when you transfer your existing credit card balance to a Visa Platinum or Visa Platinum Rewards Credit Card, you’ll lock in just 1.99% APR for 12 months.*
We rise by lifting each other up.
At Mirastar Federal Credit Union, we’ve been lifting our members and communities up since 1950, providing greater, more equitable access to the financial tools, education, and opportunities that Californians need to get ahead.
What are you looking to do today?
Select an option below to get started.
Open an account
Opening an account with Mirastar is simple, secure, and quick.
Apply for a loan or credit card
We have auto, home, personal loans, and credit cards designed to fit your financial needs and goals.
Get help
Find Mirastar Federal County Union’s routing number, report a lost or stolen card, or get answers to frequently asked questions.
Enroll in online banking
With our online and mobile banking services, you can bank when you want, where you want.
Make informed money decisions
Explore our Financial Fitness Center that’s interactive and easy to understand. Learn more about financial literacy and track your progress toward financial wellness.
Get today’s best rates.
Become a Mirastar member today.
Whether it’s purchasing your first home, buying that new car, or learning more about how to manage your money, we’re here for you.
Knowledge is powerful.
Understanding how to manage your money shouldn’t be complicated. Here’s a variety of topics designed to build your knowledge so you can make the best financial decisions possible.


Mirastar Celebrates Asian American Pacific Islander Heritage Month

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