As a member of County Federal, you have several options for funding a home renovation. You can open a HELOC, or a Home Equity Line of Credit, which is an open credit line that’s secured by your home’s value for up to 10 years. You can also fund your renovations with an unsecured loan or use your credit cards.
Owning a home can provide significant tax benefits. As such, it’s important to learn the tax impact so you know which home-related expenses to claim to maximize your return potential.
If you’re in the market for a new home, you’ll likely need to take out a home loan or mortgage. Let’s take a closer look at this product and its application process.
A home loan, otherwise known as a mortgage, enables you to purchase a house without paying the full price out of pocket at the time of the purchase.
Getting pre-approved before buying a home provides you with the price range that works best with your budget. Pre-approval also makes you a more attractive applicant, as the seller knows your financing has already been approved. Contact a Mortgage Loan Originator today to determine whether you can be pre-approved. Are you interested in getting pre-approved to purchase your home? Do […]
Check out our Home Equity Line of Credit within our Home Loans products and see our rates and HELOC Disclosures for more information. Have additional questions? Feel free to give one of our friendly Real Estate Specialists a call today at 408-282-0742 or contact us by submitting a form online! Ready to get started? Apply Now! Or give us a […]
If you have plans to take out a home loan in the near future, you may be curious about current mortgage interest rates. This may be especially true if you’re thinking about taking out a variable rate mortgage, where your interest rate can rise and fall with market changes.